AESOP 2026 Open Enrollment Guide

Open Enrollment • Begins on November 11th, 2025, and ends on November 29th, 2025 – Open enrollment is your opportunity to change your benefits without a qualifying event – Ensure your elections are completed prior to November 29th, otherwise the 2025 benefit selection will be effective for 2026. – Make all benefit elections or changes to your plans using Paylocity – New Education site – aesopbenefits.com

Qualifying Events Benefit elections are generally irrevocable, unless you have a qualifying event. Examples of qualifying events include: • Marriage or divorce; • Birth, adoption or placement for adoption of a child; • Employment change or loss of other group health insurance; • Eligibility You have 30 days to make your election change from the date of the qualifying event. IMPORTANT: If you go past the 30-day election window, you must wait until the next Open Enrollment period to make changes

Who Can I Enroll? All full-time employees regularly working 30 hours per week are benefits-eligible Your eligible dependents are defined as: • Legal Spouse; • Children up to age 26 Dependents who are NOT eligible: • Parents, In-laws and Grandparents • Siblings • Nieces and Nephews • Grandchildren

Overview of Benefits

5 Proprietary and confidential. All rights reserved. 2026 Highlights and Changes New Medical Carrier • We have shifted from BCBS to Cigna for 2026 with a new and exciting approach that will give employees the opportunity to select from three plan options. • For the Gold and Silver plan offerings, learn more about the RSI debit card where your first spend of medical costs are fully covered. • All Guardian benefits such as dental, vision, disability, life insurance and other voluntary plans will remain the same for 2026. All rates and offerings remain flat.

Medical Plan Highlights Medical Plan Provisions Gold PPO Silver PPO Bronze HDHP/HSA In-Network Out-of- Network In-Network Out-of- Network In-Network Out-of- Network Aesop Contribution to HSA N/A N/A $600 annually RSI Front–Loaded Debit Card Funding (Individual/Family) $3,500 / $7,000 First Dollar Coverage $1,500 / $3,000 First Dollar Coverage Annual Deductible (Individual/Family) $4,000/ $8,000 $8,000/ $16,000 $4,000/ $8,000 $8,000/ $16,000 $4,000/ $8,000 $8,000/ $16,000 RSI Manual Expense Reimbursement (Individual/Family) In-Network Out of Pocket Expenses Above $6,500 / $13,000 In-Network Out of Pocket Expenses Above $6,500 / $13,000 Out-of-Pocket Maximum (Includes Deductible) $8,300/ $16,600 $16,600/ $33,200 $8,300/ $16,600 $16,600/ $33,200 $8,300/ $16,600 $16,600/ $33,200 Preventive Care Covered at 100% 50%* Covered at 100% 50%* Covered at 100% 50%* Primary Care Provider Office Visit 30%* 50%* 30%* 50%* 30%* 50%* Specialist Office Visit 30%* 50%* 30%* 50%* 30%* 50%* Telemedicine (PCP / UC) $0 Not Covered $0 Not Covered $0 Not Covered X-Ray and Lab 30%* 50%* 30%* 50%* 30%* 50%* Inpatient Hospital Services 30%* 50%* 30%* 50%* 30%* 50%* Outpatient Hospital Services 30%* 50%* 30%* 50%* 30%* 50%* Urgent Care 30%* 50%* 30%* 50%* 30%* 50%* Emergency Room 30%* 30%* 30%* Retail Pharmacy (up to a 30-day supply) Tier 1 30%* 30%* 30%* 30%* 30%* 30%* Tier 2 30%* 30%* 30%* 30%* 30%* 30%* Tier 3 30%* 30%* 30%* 30%* 30%* 30%* Tier 4 30%* 30%* 30%* 30%* 30%* 30%* Mail Order Pharmacy (90-day supply) is available Medical Gold PPO Silver PPO Bronze HDHP/HSA Employee Only $113.39 $72.52 $30.09 Employee + Spouse $364.51 $280.43 $167.19 Employee + Child(ren) $336.33 $258.76 $156.17 Family $570.43 $438.86 $247.76 Your bi-weekly payroll contributions for medical benefits are shown here. Services with an asterisk(*) indicate the plan deductible applies

Medical Plan Highlights – RSI Debit Card RSI Overview Beginning on January 1st, 2026, Aesop is partnering with Cigna and RSI to provide medical insurance to our valued employees. Cigna will administer our medical insurance, while RSI will administer our medical debit card program and reimbursement accounts. If you enroll in the Bronze option, your plan will continue to be HSA eligible as the 2025 Bronze option but will simply move to Cigna. Debit Card vs. Manual Submission Employees Electing the Gold or Silver PPO options will receive a debit card in the mail prior to the start of the plan year. This card will be loaded based on the schedule below, and these funds are available in full the first day you are eligible for coverage. You will use them to pay for doctor's visits, prescriptions, or anything else your medical plan covers. Once this card has a $0 balance, you will pay the remaining deductible and applicable coinsurance until your out-of-pocket maximum reaches $6,500 for a single employee, or $13,000 for family. Once you have reached this threshold, you are eligible to submit your carrier evidence of benefits, or EOB, to RSI via their mobile app, website, or by email claims@rsiadmin.com. The RSI website is www.rsiadmin.com. Medical Plan Provisions Cigna – RSI Gold PPO Cigna – RSI Silver PPO In-Network In-Network Use Plan Debit Card. Card is front loaded with the following per plan (Individual/Family) First $3,500 / $7,000 of $4,000 / $8,000 Deductible First $1,500 / $3,000 of $4,000 / $8,000 Deductible Remaining Deductible You Are Responsible For $500 / $1,000 $2,500 / $5,000 RSI Manual Expense Reimbursement (Individual/Family) Using RSI App/Website or emailing claims@rsiadmin.com In-Network Out of Pocket Expenses Above $6,500 / $13,000 In-Network Out of Pocket Expenses Above $6,500 / $13,000 Your Out-of-Pocket Maximum (Includes Deductible) $3,000 / $6,000 $5,000 / $10,000

Medical Plan Highlights – RSI Debit Card Examples Cigna – Gold Plan (Employee Only) Cigna – Silver Plan (Employee Only) Sabrina Enrolls in the Cigna Gold Plan for 2026 Tracey enrolls in the Cigna Silver Plan for 2026 Sabrina receives an RSI Debit Card loaded with $3,500 Tracey receives an RSI Debit Card loaded with $1,500 Sabrina uses RSI Debit Card to pay for any Medical and Pharmacy Expenses until she spends the entire $3,500. Tracey uses RSI Debit Card to pay for any Medical and Pharmacy Expenses until she spends the entire $1,500. Once Sabrina spends the entire $3,500 on the RSI Debit Card, she would then have to pay $500 out of her pocket to reach her $4,000 deductible Once Tracey spends the entire $1,500 on the RSI Debit Card, she would then have to pay $2,500 out of her pocket to reach her $4,000 deductible Notes 1. Your RSI Debit Card is for 2026 Medical Expenses Only. The funds on your RSI Debit Card WILL NOT transfer over to 2027. 2. Yes - You can also have an FSA (Flexible Spending Account) for 2026 in addition to your RSI Debit Card. 3. No - You can not use your RSI Debit Card for Dental and Vision Expenses

myCigna® helps you personalize, organize and access your important plan information on your phone or tablet. Use the myCigna app to: – View, fax or email ID card information – Access virtual care directly from your phone or tablet – Manage and track claims – Find in-network doctors and compare cost and quality information – Review your coverage – Track your account balances and deductibles – Order your prescriptions from Express Scripts® Pharmacy, a Cigna Healthcare company, and get home delivery, the ability to view your order history online and more – Compare prescription drug prices for retail and home delivery pharmacies Scan the QR code with your mobile phone and download the myCigna App Today!

Benefits of Virtual Care Visits • Cost savings - $0 for PCP and Urgent Care Visits • 24/7/365 access to state-licensed, board-certified physicians • Convenience • Reduced risk of spreading sickness and wait times • Increased patient engagement • Prescription fills • Can be used for basic sick / dermatology / mental health visits Service Type Your Cost Virtual Care MDLive Emergency Room Virtual Care / Telemed Visit Doctor’s Office Urgent Care $ $$ $$$ $ $ $ $ To register, please visit: www.mycigna.com

RSI Resources

RSI Resources

Dental Plan Highlights Dental Low High Employee Only $0 $4.67 Employee + Spouse $7.39 $16.87 Employee + Child(ren) $10.56 $25.45 Family $19.57 $42.41 Plan Provisions Low High In-Network Out-of-Network In-Network Out-of-Network Annual Deductible (Individual/Family) $50/$150 $50/$150 $50/$150 $50/$150 Annual Maximum (per Individual) $1,000 $1,000 $2,000 $2,000 Diagnostic and Preventive Services (e.g., X-rays, cleanings, exams) Covered at 100% Covered at 100% Covered at 100% Covered at 100% Basic and Restorative Services (e.g., fillings) 50%* 50%* 20%* 20%* Major Services (e.g., dentures, crowns, bridges) 50%* 50%* 50%* 50%* Orthodontia (children up to age 26) Not Covered 50%, up to a lifetime maximum of $2,000 per individual

Vision Plan Highlights Vision VSP Full Feature – Choice B Employee Only $2.52 Employee + Spouse $4.77 Employee + Child(ren) $4.86 Family $7.69 Plan Provisions VSP Full Feature – Choice B In-Network Out-of-Network Exam $20 copay Up to $39 off Frames $130 allowance, then 20% off remaining balance Up to $46 off Lenses • Single vision • Bifocal • Trifocal • Lenticular $20 copay Up to $23 off Up to $37 off Up to $49 off Up to $64 off Contact Lenses (Medically necessary) $20 copay Up to $210 off Elective Contact Lenses (in lieu of glasses) $130 allowance Up to $130 off Frequency • Exam • Lenses • Frames • Contact lenses Once every 12 months Once every 12 months Once every 24 months Once every 12 months

Savings and Spending Accounts Health Savings Account (HSA) Health Care Flexible Spending Account (FSA) Dependent Care FSA Available to those enrolled in the Bronze HDHP as long as you are not enrolled in any other health coverage or Medicare or claimed as a dependent on someone else’s tax return. Use this account for medical, pharmacy, dental and vision expenses. Use for eligible childcare expenses for dependents under age 13 or elder care. HSA FSA Does the company contribute? Amount for full-year 2026 ✓ Employee: $600 annually  Can I contribute my own savings? ✓ ✓ Is there an IRS maximum annual contribution? ✓ Employee: $4,400 Family: $8,750 Those 55 and older can contribute an additional $1,000 annually. ✓ Health Care FSA: $3,400 Dependent Care FSA: $7,500 Will my savings roll over each year? ✓ Unlimited  Up to $680 for Health Care FSA; No roll over for Dependent Care FSA Will I earn interest on my savings? ✓  Are the savings tax-free? In most states ✓ ✓ Do I keep the money if I leave the company? ✓  Can I also have a Flexible Spending Account (FSA)?  Dependent Care FSA only N/A

Health Savings Account Start It • Contributions to an HSA are tax-free for you – whether they come from you or Aesop. Aesop contributes $600 annually. • The Bronze HDHP costs less than other plans so the money you save on premiums can be put into your HSA. This helps you save money on taxes and gives you more flexibility and control over your health care dollars. Build It • All of the money in your HSA is yours (including any contributions deposited by the Aesop) even if you leave your job, change plans or retire. • In 2026, the total of your contributions and the company’s can be up to $4,400 for individual coverage and $8,750 for family coverage. If you are age 55 or older, you can contribute an additional $1,000 per year. Use It • You can withdraw your money tax-free at any time, as long as you use it for qualified expenses (a list can be found on www.irs.gov). • You can also save this money and hold onto it for future eligible health care expenses. Grow It • Unused money in your HSA will roll over, earn interest and grow tax-free over time. • You decide how to use the HSA money, including whether to save it or spend it for eligible expenses. When your balance is large enough, you can invest it – tax-free. A Health Savings Account (HSA) is a savings account that belongs to you that is paired with the Bronze HDHP. It allows you to make tax-free contributions that you can use to pay for current and future medical expenses for you and your dependents.

Flexible Spending Accounts Important information about FSAs • Your FSA elections are effective from January 1 through December 31. • Claims for reimbursement must be submitted by March 31 of the following year. • The Health Care allows you to carry over $640 in unused funds to the following plan year. • Please plan your contributions carefully. Any unused money remaining in your account(s) will be forfeited. This is known as the “use it or lose it” rule and it is governed by Internal Revenue Service regulations. • FSA elections do not automatically continue from year to year; you must actively enroll each year. • You can only change your FSA contribution amount if you experience a qualified status change. • The FSA plans are not interchangeable. You must enroll in each separately and funds are non-transferable. • If you move from an FSA account to a HSA account, please note that any remaining funds in the FSA will be forfeited. Account type Eligible expenses Annual contribution limits Health Care FSA Most medical, dental and vision care expenses that are not covered by your health plan, such as copays, coinsurance, deductibles, eyeglasses, orthodontia and prescriptions. Maximum contribution is $3,400 per year. You cannot enroll if you are enrolled in the HDHP with an HSA. Funds are deducted throughout the year, but all funds are available on January 1. Dependent Care FSA Dependent care expenses including day care, after school programs for children under age 13 or elder care programs so you can work or attend school full-time. Maximum contribution is $7,500 per year ($2,500 if married and filing separate tax returns). A Flexible Spending Account (FSA) helps you pay for health care or dependent care costs using tax-free dollars. Your contribution is deducted from your paycheck on a pretax basis and put into the FSA. When you incur expenses, you can access the funds in your account to pay for eligible expenses. This chart shows the eligible expenses for each FSA and how much you can contribute each year. Each of these options reduces your taxable income.

Life Insurance and Disability Life and AD&D insurance Aesop provides basic life and AD&D insurance for employees and offers voluntary insurance options for employees and their dependents through Guardian. Basic life and AD&D insurance • Life insurance is an important part of your financial wellbeing, especially if others depend on you for support. • Aesop provides basic life and accidental death and dismemberment insurance through Guardian to all eligible employees at no cost equal to $20,000. • Coverage is automatic; you do not need to enroll. Voluntary life and AD&D insurance • You may choose to purchase additional life and AD&D coverage through Guardian for yourself and your dependents at affordable group rates. • Rates are based on age and the coverage level chosen. Voluntary life and AD&D insurance for you Employee • Increments of $10,000 • Up to a $500,000 maximum • Guaranteed issue up to $200,000 Voluntary life and AD&D insurance for your dependents Spouse • Increments of $5,000 (not to exceed 100% of employee’s amount) • Up to a $100,000 maximum • Guaranteed issue up to $25,000 Child(ren) • Increments of $1,000 (not to exceed 100% of employee’s amount) • Up to $10,000 maximum Covered from age 14 days • Must be added within 31 days of birth Protect your loved ones • Affordable supplemental coverage – Take advantage of the group rates offered to get the best deal on your coverage. Investing in insurance give you peace of mind and the financial protection for yourself and your loved ones. • Be sure to designate your beneficiary – You must choose a beneficiary for life and AD&D insurance. Keep your beneficiaries up-to-date in Paylocity. Disability insurance Disability insurance through Guardian provides income replacement should you become disabled and unable to work due to a non-work-related illness or injury. Aesop provides eligible employees with disability coverage at no cost as shown below. Coverage is automatic; you do not need to enroll. Additionally, you have the option to purchase long term disability coverage through Guardian. Coverage Benefit Short-Term Disability • 60% of your weekly salary, to a maximum of $1,500 per week for the first 12 weeks of a disability after 7 days waiting period. Long-Term Disability • 60% of your base salary, to a maximum of $6,000 per month if you are disabled and are unable to work for more than 90 days. • Benefits are offset with other sources of income, such as Social Security and Workers’ Compensation.

Voluntary Plans Accident insurance Provides benefits to help cover the costs associated with unexpected bills due to covered accidents, regardless of any other insurance you have. If you purchase coverage and are hurt in a covered accident, you will receive a cash benefit for covered injuries that you may spend as you like. Coverage amounts Cash benefit based on type of accident (ranges from $15-$15,000) Examples of covered injuries: • Eye injuries • Coma • ER Room Treatment • Fractures • Burns • Concussions • X-ray Critical illness insurance Provides cash to help pay for both medical expenses not covered by your medical plan as well as day-to-day expenses that may start to add up – like rent, mortgage, car payments, etc. – while you are ill. If you are diagnosed with a covered illness, you get a lump-sum cash benefit, even if you receive other insurance benefits. Coverage amounts Employee Spouse Child(ren) $10,000 50% of employee coverage amount 50% of employee coverage amount Hospital indemnity insurance Hospital indemnity insurance provides a fixed lump-sum payment that can help cover hospital expenses not covered by insurance, or to pay for expenses while you, your spouse, and/or dependents are in the hospital. • The plan pays $500 (limit of one time per plan year) for the initial hospital admission, as well as $100 per day, for up to 15 days (one time per plan year), that an individual is hospitalized. • An additional $100 per day is provided if the individual is in intensive care.

Additional Benefits Employee Assistance Program Overview Our comprehensive Employee Assistance Program (EAP), available through Uprise Health, provides you and your family members with confidential, personal and online/web-based support on a wide variety of important and relevant topics — such as stress management, dependent/elder care, nutrition, fitness, and legal and financial issues. Employee assistance program consultative services • Online modules and coaching – learn, develop, and practice new skills to improve mental fitness; includes a well-being check, online modules selected specifically for you, and up to 3 coaching sessions • Face-to-face and virtual counseling – up to 3 visits per employee/household member per issue, per year • Bereavement – support available through telephonic or face-to-face sessions; online resources available on EAP website • EAP website resources – includes webinars, podcasts, articles, videos, FAQs, etc.; additionally, individuals can chat online with an EAP consultant Work-life assistance and resources • Work-life services – unlimited 24/7 access to work-life specialists (subject matter experts) in the areas of family and care giving, health and wellness, emotional well-being, daily living, and balancing work and life responsibilities • Child and elder care referral – unlimited telephonic consultation with a work-life specialist (part of Work-life services) • Employee discounts – access to discounts on a large number of products and services, from gym memberships to dental, vision and pharmacy items, entertainment, restaurants, computers, cars, and much more • Medical billing negotiation tools – information and guidance on negotiating medical bills Legal/Financial assistance and resources* • Legal consultation – unlimited telephonic support and free initial 30-minute face-to-face consultation with an attorney, includes a 25% discount on attorney services thereafter; online legal forms; extensive online law library • Financial consultation – unlimited telephonic support for financial problems or planning needs; 30 days of financial coaching; extensive online financial library and calculators • ID theft – free consultation with a trained Fraud Resolution specialist that will assist with ID theft resolution and education; ID theft educational materials available online • WillPrep – online self-service documents available on EAP website; discounted estate planning package options available includes: $100 attorney assisted will package, $179 couples will package, $649 individual trust package, and $999 couples trust package** • Tax consultation – tax questions only can be answered as part of the financial consultation offering • Online self-service legal documents – examples include, but are not limited to, living trust, will, power of attorney, deeds worklife.uprisehealth.com Access code: worklife Phone: 1-800-386-7055 24 hour crisis help available. Regular office hours: Monday-Friday 6am-5pm PST. Corporate Chaplin Program It can feel impossible to focus on your work when you are in the depths of a personal crisis. Our Chaplains conduct confidential weekly 1-on-1 permission-based care sessions and are available 24/7 via secure app access and phone line to provide you support when you need it most.

Thank You!