Savings and Spending Accounts Health Savings Account (HSA) Health Care Flexible Spending Account (FSA) Dependent Care FSA Available to those enrolled in the Bronze HDHP as long as you are not enrolled in any other health coverage or Medicare or claimed as a dependent on someone else’s tax return. Use this account for medical, pharmacy, dental and vision expenses. Use for eligible childcare expenses for dependents under age 13 or elder care. HSA FSA Does the company contribute? Amount for full-year 2026 ✓ Employee: $600 annually  Can I contribute my own savings? ✓ ✓ Is there an IRS maximum annual contribution? ✓ Employee: $4,400 Family: $8,750 Those 55 and older can contribute an additional $1,000 annually. ✓ Health Care FSA: $3,400 Dependent Care FSA: $7,500 Will my savings roll over each year? ✓ Unlimited  Up to $680 for Health Care FSA; No roll over for Dependent Care FSA Will I earn interest on my savings? ✓  Are the savings tax-free? In most states ✓ ✓ Do I keep the money if I leave the company? ✓  Can I also have a Flexible Spending Account (FSA)?  Dependent Care FSA only N/A