5 Proprietary and confidential. All rights reserved. 2026 Highlights and Changes New Medical Carrier • We have shifted from BCBS to Cigna for 2026 with a new and exciting approach that will give employees the opportunity to select from three plan options. • For the Gold and Silver plan offerings, learn more about the RSI debit card where your first spend of medical costs are fully covered. • All Guardian benefits such as dental, vision, disability, life insurance and other voluntary plans will remain the same for 2026. All rates and offerings remain flat.