9 Health Savings Account A Health Savings Account (HSA) is a savings account that belongs to you that is paired with the Bronze HDHP. It allows you to make tax - free contributions that you can use to pay for current and future medical expenses for you and your dependents. Start It • Contributions to an HSA are tax - free for you – whether they come from you or Aesop. Aesop contributes $600 annually. • The Bronze HDHP costs less than other plans so the money you save on premiums can be put into your HSA. This helps you save money on taxes and gives you more flexibility and control over your health care dollars. Build It • All of the money in your HSA is yours (including any contributions deposited by the Aesop) even if you leave your job, change plans or retire. • In 202 6 , the total of your contributions and the company’s can be up to $4, 4 00 for individual coverage and $8, 7 50 for family coverage. If you are age 55 or older, you can contribute an additional $1,000 per year. Use It • You can withdraw your money tax - free at any time, as long as you use it for qualified expenses (a list can be found on www.irs.gov ). • You can also save this money and hold onto it for future eligible health care expenses. Grow It • Unused money in your HSA will roll over, earn interest and grow tax - free over time. • You decide how to use the HSA money, including whether to save it or spend it for eligible expenses. When your balance is large enough, you can invest it – tax - free. Eligibility details • You cannot have an HSA if you are enrolled in any other health coverage or Medicare, or claimed a dependent on someone else’s tax return. • You cannot participate in the Health Care Flexible Spending Account (FSA) if you have an HSA. Your spouse/domestic partner also cannot have a Health Care FSA.