3 Your benefits are a partnership between you and Aesop. The table below outlines how you and Aesop share costs for benefits. The tax treatment shows whether your contribution is taken from your paycheck before or after taxes. Benefit Tax Treatment Who Pays Medical and Pharmacy Pretax Aesop & You Dental Pretax Aesop & You Vision Pretax You Health Savings Account Pretax Aesop & You Flexible Spending Accounts Pretax You Basic Life and Accidental Death & Dismemberment (AD&D) Insurance After - tax Aesop Voluntary Life and AD&D Insurance After - tax You Short - Term Disability After - tax Aesop Long - Term Disability After - tax You Accident Insurance After - tax You Critical Illness Insurance After - tax You Hospital Indemnity Insurance After - tax You EAP After - tax Aesop 401(k) Retirement Savings Plan Pretax Aesop & You Benefit Basics