AESOP 2026 Open Enrollment Announcement

2026 Open Enrollment

Our Benefits Program At Aesop Auto, we’re proud of our accomplishments, especially when it comes to our people. As part of our continued commitment to enhancing employee wellbeing, we review our benefit programs annually to ensure they meet your needs. For the upcoming year, we are introducing a new and exciting health insurance program through Cigna. We encourage you to learn more about these updates and how they can benefit you. Take time to review the full benefit package that Aesop offers to ensure you are enrolled in what is best for your family for 2026. Read on for a snapshot of your benefit options this coming plan year.

Important Dates First Day of New Plan Year JAN 01 Window Open Paylocity Benefits Module Launched NOV 11 Window Closes No longer can make changes NOV 29

Guardian All Guardian benefits such as dental, vision, disability, life insurance and other voluntary plans will remain the same for 2026. All rates and offerings remain flat. CIGNA We have shifted from BCBS to Cigna for 2026 with a new and exciting approach that will give employees the opportunity to select from three plan options. RSI DEBIT CARD Quick Renewal Info for 2026 For the gold and silver plan offerings, learn more about the RSI debit card where your first spend of medical costs are fully covered.

Open Enrollment Review Review Current Coverage Evaluate your and your family’s current plans. If applicable, talk with family members to determine if your current plans still meet your needs. Update Personal Information Ensure your personal information, including dependents, beneficiaries, and contact details, is up to date in your HR system. Consider Your Healthcare Needs Reflect on any upcoming medical treatments, changes in family status, or healthcare needs for the next year. This will help guide your plan selection. Set a Budget for Out-of-Pocket Costs Estimate your out-of-pocket healthcare costs for the upcoming year, such as deductibles, copays, and premiums, and ensure your plan choice aligns with your budget.

Your Benefits, Explained More information and specific plan details will be provided at the Open Enrollment Informational Meetings. FSA (Flexible Spending Account) An FSA allows for you to have pre-taxed funds from payroll placed on a debit card that can be used for approved medical expenses. This include doctor bills, pharmacy, dentist and other expenses. You must use these funds though the calendar year. Available for Gold & Silver. There is also a Dependent Care reimbursement account to help cover the costs of day care, after school programs and elder care. In-Network vs. Out-of-Network In-network providers have agreements with the insurance company to offer services at reduced rates, while out-of-network providers do not, often resulting in higher costs for employees. Open Enrollment Open Enrollment is the time during which employees can enroll in or make changes to their benefits for the upcoming year. You may not enroll in or change your benefits any other time, unless you experience a Qualifying Event like having a baby or getting married. Deductible The amount an employee must pay out-of- pocket before the insurance plan starts to cover healthcare costs. Out-of-Pocket Maximum The maximum amount an employee will pay in a year, including deductibles, copays, and coinsurance, after which the insurance covers 100% of covered services. Coinsurance The percentage of costs an employee pays after meeting their deductible, with the insurance covering the rest. HSA (Health Savings Account) Available for the Bronze Plan Only. Aesop provides $600 annually on the HSA debit card to allow for annual medical expenses. Employees can contribute through payroll; the funds remain available and roll over. RSI (Debit Card Provider) Available for the Gold & Silver plans only. RSI will provide a preloaded debit card to cover all medical expenses up to the plans amount. Employees are encouraged to use the debit card before using FSA funds.

Open Enrollment Next Steps Review Materials Visit http://aesopbenefits.com/ and review documentation for all benefits. 2026 Benefit Guide Make sure that you have fully evaluated your benefit options and are ready to elect benefits for the 2026 calendar year Paylocity Enrollment Select Benefits in the dropdown menu (heart icon on Paylocity app) and follow instructions. If adding dependents, ensure you have social security number and date of birth details to complete enrollment. Submit Enrollment Ensure your elections are completed prior to November 29th, otherwise the 2025 benefit selection will be effective for 2026.