Guardian All Guardian benefits such as dental, vision, disability, life insurance and other voluntary plans will remain the same for 2026. All rates and offerings remain flat. CIGNA We have shifted from BCBS to Cigna for 2026 with a new and exciting approach that will give employees the opportunity to select from three plan options. RSI DEBIT CARD Quick Renewal Info for 2026 For the gold and silver plan offerings, learn more about the RSI debit card where your first spend of medical costs are fully covered.