2025 Aesop Intermediate LLC 401(k) Retirement Plan Overview

2025 Aesop Intermediate LLC 401(k) Retirement Plan  Eligibility: o Age 21 o 6 months of service (original hire date)  Contribution rate: o Pre-tax (lowers taxable income) o You determine the percentage o IRS limit is $23,500 each year o Over 50 – IRS limit is $31,000 each year  Company match: o 50% of deferrals up to 5% compensation o Subject to Vesting Schedule  2 Types of Plans: o Do-it-myself investor (you pick funds) o Help-me-do-it investor (target date fund)  Enrollment is quarterly: Jan 1, April 1, Jul 1, Oct 1 Quick Facts: How to Enroll: 1. Visit the empower website: https://participant.empower- retirement.com/participant/#/login 2. Select the tab “I do not have a PIN” 3. Fill out your social security, zip/postal code, last name and date of birth 4. Follow the steps to confirm personal information until it tells you “We Found You!” 5. Choose the plan that you wish to enroll in: a. Quick Enrollment (contribution rate already set for 6% and default Target Date Fund) b. Customize Enrollment (you choose contribution rate, investments, customize percentages for each fund) 6. Select “Agree and Enroll Now” Start taking advantage of this program by enrolling as soon as you are eligible. We highly encourage you to start saving, take advantage of the company match, and save with pre-tax benefits.

401(k) Cont. Contact Questions Sheff Olinger: 972-450-3845 • If you have any questions or help understanding how the funds are set up in one of the determined timelines, or need any advice, Sheff Olinger is our investment manager for the plan. Empower: 800-338-4015 • If you need any help with customer service or technical difficulties, reach out to Empower and will they have a team there to help you.) Heather Solomon: 816-242-0592 • If you need help understanding how this will be processed through payroll or any HR- related questions Important Contact Information: Noteworthy: This is NOT a Savings account; this is a Retirement Plan. You cannot withdraw money easily. Think of these funds as “hands-off” until your retirement age. It is difficult to pull money out of this account unless you have a qualifying hardship. If you must pull money out, there will be tax penalties. Examples of qualifying hardship include medical bills, home foreclosure, birth of a child, and a few select others.