Vision Insurance Benefits Overview

Watch our video How vision insurance can help you see clearly as you get older. Vision insurance Vision insurance helps protect the health of your eyes by providing coverage for benefits that often aren’t covered by regular medical insurance. Protecting your eyesight means allowing for routine visits to the optometrist for eye exams, as well as coverage for glasses and contacts. Make sure your eyes remain in great shape at any age – no matter how much time you spend staring at digital screens. Who is it for? Even if you have perfect eyesight, it’s important to have regular eye exams to make sure you’re still seeing clearly. Most of us may eventually need vision correction, which is why we offer vision insurance to cover some of the costs. What does it cover? Vision insurance covers benefits not typically included in medical insurance plans. It covers things like routine eye exams, allowances towards the purchase of eyeglasses and contact lenses, as well as discounts on corrective Lasik surgery. Why should I consider it? Regular eye exams can detect more than failing eyesight, they can also pick up diseases like glaucoma and diabetes. Vision problems are one of the most prevalent disabilities in the United States, making vision insurance especially useful for anyone who regularly needs to purchase eyeglasses or contacts, or anyone who simply wants to help protect their eyesight and general health. You willreceive these benefits ifyou meetthe conditions listedin the policy. 20/20 coverage Davidnotices thathis vision is deteriorating. He goes in foran eye exam, andis diagnosedwith myopia, which means he needs glasses. Average cost of vision exam: $171 Average cost of frames and lenses: $350 Total cost: $521 With aVision policyfrom Guardian, Davidpays just$10 forhis eye exam. After$25 in copay, his lenses are fully covered, andhe pays $96 forhis frames. David’s total out-of-pocket expense is $131, saving him $390. This example is for illustrative purposes only. Your plan’s coverage mayvary. See yourplan’s information on the following pages for specific amounts and details. GUARDIAN® is a registered trademark of The Guardian Life Insurance Company of America AesopIntermediateLLC Kit created 12/05/2022 ALL ELIGIBLE EMPLOYEES Groupnumber:00554984 2020-104313 (07/22) 7