Your life coverage GUARDIAN® is a registered trademark of The Guardian Life Insurance Companyof America Aesop IntermediateLLC Kit created 12/05/2022 ALL ELIGIBLE EMPLOYEES Groupnumber:00554984 BASIC LIFE VOLUNTARY TERM LIFE Accelerated Life Benefit: A lump sum benefit is paid to you if you are diagnosed with a terminal condition, as defined by the plan. Yes Yes Waiver of Premiums: Premium will not need to be paid if you are totally disabled. For employees disabled prior to age 60, with premiums waived until age 65, if conditions are met For employees disabled prior to age 60, with premiums waived until age 65, if conditions met Benefit Reductions: Benefits are reduced by a certain percentage as an employee ages. 35% at age 65, 60% at age 70, 75% at age 75, 85% at age 80 35% at age 65, 60% at age 70, 75% at age 75, 85% at age 80 Subject to coverage limits † Voluntary Life: Infant coverage is limited based on age. ‡ Spouse coverage terminates at age 70. The Guarantee Issue amount may be subject to reductions by percentage at the ages shown in this summary. Annual Election Option allows employees to increase the amount of their life coverage without a medical exam when they re-enroll in their company’s Voluntary Life plan. This option allows employees to step up to an amount of up to $50,000, up to the Guarantee Issue amount. 13