GUARDIAN® is a registered trademark of The Guardian Life Insurance Company of America AESOPINTERMEDIATELLC Kit created 12/05/2022 ALL ELIGIBLE EMPLOYEES Groupnumber:00554984 Your hospital indemnity coverage the Hospital Indemnity Option 1 Coverage Details Your Monthly premium $7.69 You and Spouse $19.61 You and Child(ren) $14.23 You, Spouse and Child(ren) $26.15 Benefits Hospital/ICU Admission $500/$1,000 per admission, limited to 1 admission(s) per insured. Hospital/ICU Confinement $100/$200 per day, limited to 15 day(s) per insured per benefit year. Pre-Existing Conditions Limitation - A pre-existing condition includes any condition for which you, in the specified time period prior to coverage in this plan, consulted with a physician, received treatment, or took prescribed drugs. Not Applicable Portability - Allows you to take your Hospital Indemnity coverage with you if you terminate employment. Included Child(ren) Age Limits Children age birth to 26 years Applicants over the age of 69 are not eligible to enroll in the Hospital Indemnity coverage. UNDERSTANDING YOUR BENEFITS – HOSPITAL INDEMNITY Hospital Admission & Hospital ICU Admission benefits are not payable on the same day. Premium will be waived if you are hospitalized for more than 30 days. Hospital admission or confinement benefits are not payable for a newborn unless the child is admitted to the Neonatal ICU. Hospital/ICU confinement benefits are not payable on the same day as Hospital/ICU admission benefit. After initial enrollment, Hospital Indemnity coverage will continue as long as an insured is actively at work. 34
Hospital Indemnity Insurance Overview Page 1 Page 3