GUARDIAN® is a registered trademark of The Guardian Life Insurance Company of America Aesop IntermediateLLC Kit created 12/05/2022 ALL ELIGIBLE EMPLOYEES Groupnumber:00554984 Your critical illness coverage CRITICAL ILLNESS Spouse Benefit 50% of employee's lump sum benefit Child Benefit- children age Birth to 26 years 50% of employee's lump sum benefit Guarantee Issue: The ‘guarantee’ means you are not required to answer health questions to qualify for coverage up to and including the specified amount, when you sign up for coverage during the initial enrollment period or the annual open enrollment period. We Guarantee Issue up to: $10,000 For a spouse: $5,000 For a child: All Amounts Health questions are required if the elected amount exceeds the Guarantee Issue. Portability: Allows you to take your Critical Illness coverage with you if you terminate employment. Included Pre-Existing Condition Limitation: A pre-existing condition includes any condition for which you, in the specified time period prior to coverage in this plan, consulted with a physician, received treatment, or took prescribed drugs. Not Applicable WELLNESS BENEFIT Employee Per Year Limit $50 Spouse Per Year Limit $50 Child Per Year Limit $50 Condition Definitions • Stroke: Stroke must be severe enough to cause neurological deficits at least 30 days after the event. • Heart Failure: An insured must be placed on an organ transplant list in order to be eligible for the Heart failure benefits. • Coronary Arteriosclerosis: Coronary Arteriosclerosis must be severe enough to require a coronary artery bypass graft. • Organ Failure: Organ failure includes both lungs, liver, pancreas or bone marrow and requires the insured to be placed on an organ transplant list. • Kidney Failure: An insured must be placed on an organ transplant list in order to be eligible for the Kidney failure benefits. 27