14 Voluntary Plans Round out your coverage with benefits that offer financial protection and assistance with all areas of your life. Accident insurance Provides benefits to help cover the costs associated with unexpected bills due to covered accidents, regardless of any other insurance you have . If you purchase coverage and are hurt in a covered accident, you will receive a cash benefit for covered injuries that you may spend as you like . Coverage amounts Cash benefit based on type of accident (ranges from $15 - $15,000) Examples of covered injuries: • Fractures • Burns • Concussions • X - ray • Eye injuries • Coma • ER Room Treatment Critical illness insurance Provides cash to help pay for both medical expenses not covered by your medical plan as well as day - to - day expenses that may start to add up – like rent, mortgage, car payments, etc. – while you are ill. If you are diagnosed with a covered illness, you get a lump - sum cash benefit, even if you receive other insurance benefits . Coverage amounts Employee Spouse Child(ren) $10,000 50% of employee coverage amount 50% of employee coverage amount Examples of covered illnesses: • Cancer • End - stage renal (kidney) failure • Heart attack • Major organ failure • Stroke Your initial benefit provides a lump - sum payment upon the first diagnosis of a covered condition. Your plan pays a recurrence benefit at 50% of the initial benefit for the following covered conditions: Alzheimer’s Disease. Hospital indemnity insurance Hospital indemnity insurance provides a fixed lump - sum payment that can help cover hospital expenses not covered by insurance, or to pay for expenses while you, your spouse, and/or dependents are in the hospital. • The plan pays $500 (limit of one time per plan year) for the initial hospital admission, as well as $100 per day, for up to 15 days (one time per plan year), that an individual is hospitalized. • An additional $100 per day is provided if the individual is in intensive care.