Voluntary Plans Accident insurance Provides benefits to help cover the costs associated with unexpected bills due to covered accidents, regardless of any other insurance you have . If you purchase coverage and are hurt in a covered accident, you will receive a cash benefit for covered injuries that you may spend as you like . Coverage amounts Cash benefit based on type of accident (ranges from $15 - $15,000) Examples of covered injuries: • Eye injuries • Coma • ER Room Treatment • Fractures • Burns • Concussions • X - ray Critical illness insurance Provides cash to help pay for both medical expenses not covered by your medical plan as well as day - to - day expenses that may start to add up – like rent, mortgage, car payments, etc. – while you are ill. If you are diagnosed with a covered illness, you get a lump - sum cash benefit, even if you receive other insurance benefits . Coverage amounts Employee Spouse Child(ren) $10,000 50% of employee coverage amount 50% of employee coverage amount Hospital indemnity insurance Hospital indemnity insurance provides a fixed lump - sum payment that can help cover hospital expenses not covered by insurance, or to pay for expenses while you, your spouse, and/or dependents are in the hospital. • The plan pays $500 (limit of one time per plan year) for the initial hospital admission, as well as $100 per day, for up to 15 days (one time per plan year), that an individual is hospitalized. • An additional $100 per day is provided if the individual is in intensive care.