3 AESOP Auto Parts - Privileged & Confidential 9. What plans are offered? You have two different options for enrollment. a. Quick Enrollment (contribution rate is set for 6% and it defaults to Target Date Funds per your retirement date) (You can change your contribution rate at any time). b. Customize Enrollment (you choose contribution rate, investments and customize percentages for each fund). 10. What online tools are there for tracking my 401(k)? Once you sign up for the 401(k) plan you will be assigned a personal website that you log into with the username and password you choose. On this website you can view statements, update personal information, view/manage investments and much more. 11. How can I change my beneficiaries? Once you sign up for the 401(k) plan you will be assigned a personal website that you log into with the username and password you choose. Under the I want to…. section you can view/edit beneficiary information. Please make sure you review this information on a yearly basis, to make sure you have the correct beneficiaries on your account. 12. Do you have any educational resources for learning about my 401(k)? Empower offers a learning website for all members. Feel inspired about your financial future with expert insights, interactive learning tools, calculators and more. Access the website at - https://www.empower.com/learning_center/#/ 13. Is there a Roth option for after-tax investments? No – At this time, the company does not offer a Roth option for your 401(k). 14. Can I rollover a balance from a previous 401(k) and if so, how? Yes – You can rollover a balance from a previous 401(k) plan. To start the rollover process, call the Empower Rollover Team at 1-888-737-4480. 15. When can I withdraw my funds? You can withdraw your funds upon termination of employment or reaching the age of 59½ (partial withdrawal for 59½) To withdraw your funds, go to your individual 401(k) website. Under the I want to…. section you can start a withdrawal.
Aesop Intermediate, LLC 401(k) Plan FAQ Page 2 Page 4